Cashe - Instant Personal Loan 2022 | RBI Registerd NBFC | EMI LOAN SERVICES
This is one portal, which majorly specialises in short-term loans for students and salaried people. It helps in getting fast instant cash with prior approval so that you can get rid of your cash crunch and get done with daily transactions and chores. The best part about the low-interest loan app is that you can directly credit your approved short-term loan money to any digital wallet like PayTm, bank accounts, etc. You do not need to open a different bank account or start a new UPI system. You can also buy directly from online portals, which makes it easier for people to handle transactions. This is one of the reasons why people love using mPokket regularly. Salaried people can avail short term loans up to INR 30,000, with just their proof of employment and salary credits. Students do not need any proof apart from their membership to any institution.
- Interest Rate Per Month - Starts from 3.5 percent
- Maximum Loan Amount - 30,000
- Minimum Loan Amount - Rs. 500
- Documentation - (A) For Student Loan - Identity proof (voter card/ driving license/ passport/ Aadhar card), College ID card, PAN card; (B) For Salary Loan - Identity proof (voter card/ driving license/ passport/ Aadhar card), PAN card, Form 16, Company's ID card, Salary slip of the bank account where your salary is credited by your company
- Features - Apply directly using an ID card, 100% online process with minimum documentation, Application is approved within 24 hours and you can get the money credited into your bank account or PayTM wallet, Easy repayment through various options, Provides good credit scores
CASHe is the go-to personal loan app for salaried professionals. Avail instant personal loans starting from Rs 1,000 to Rs 4,00,000 and get the money transferred to your bank account instantly.
CASHe offers a smart, intuitive and hassle-free experience. Apply for a loan today and enjoy a better borrowing experience.
CASHe adheres to RBI’s Fair Practice Code and is committed to promoting best practices in digital lending.
What’s New?
CASHe Credit Line
One approval, multiple loans. With minimal documentation and instant approval, apply for a credit line with a 1-year tenure to avail short-term loans for emergency & shopping needs.
Buy Now Pay Later with CASHe
Get 0%* interest online shopping loan from CASHe pay later app on leading merchants like Amazon, Flipkart, Big Basket, Apollo Pharmacy, Uber and Myntra. Pay your bills later with easy EMIs.
Personal Loan Eligibility:
• Personal loan for salaried professionals only
• Minimum net take-home monthly salary: ₹12000
• Above 21 years of age
• Salary through direct bank transfer only
Features of CASHe – Personal Loan App:
• Avail a range of personal loans
• Personal loan eligibility check
• Personal loans available from ₹1,000 – ₹4,00,000
• Quick loan application via online loan app
• Repayment period more than 3 months
• No guarantors or collaterals
• 100% paperless loan application
• No foreclosure charges
• Get instant credit line
• Enjoy online shopping at no cost EMI*
• Loan instantly credited to bank account
• Loan repayment through various payment methods
Avail the money you need online with CASHe loan app. It is simple to use and the best online personal loan app in India.
Get up to ₹4,00,000 personal loan online or avail credit line using the CASHe app. Know your personal loan eligibility in minutes and apply personal loan easily.
15 million+ users have downloaded the CASHe personal loan app. Download the app to experience a new way of borrowing!
How to apply for a personal loan online on CASHe?
• Install CASHe app
• Log in to CASHe personal loan app by registering through your social media account
• Fill in basic details to know your personal loan eligibility
• Submit KYC documents and apply for quick personal loan
• Once application is approved, we transfer the loan directly to your bank account
Documents required to apply for a loan:
• Selfie
• PAN card
• ID Proof (Any 1 - Driving License/Voter ID/Passport/Aadhaar Card)
• Address proof (Any 1 - Driving License/Voter ID/Passport/Aadhaar Card/Utility Bills)
• 3-month bank statements with salary credit
• Aadhaar card (Optional)
Interest, tenures, and other specifications
• Annual Percentage Rate (APR) – 30.42%
• Minimum Repayment Tenure: 3 months
• Maximum Repayment Tenure: 18 months
• CASHe 540 - Processing fee: 3% or 1000, whichever is higher
• CASHe 180, CASHe 270, CASHe 1 year - Processing fee: 2% or 1200, Preferably higher
• CASHe 90 - Processing fee: 1.5% or 500, Preferably higher
NBFCs & Banks we are partnered with:
• Bhanix Finance and Investment Limited
• Vivriti Capital Private Limited
• GrowthSource Financial Technologies
Sample Loan Calculation
Loan amount: ₹ 30,000 at interest rate of 30.42% p.a.
Loan Duration: 3 Months
Total personal loan interest = ₹ 2,250
Processing fees (PF) + GST = ₹ 500 + ₹ 90 = ₹ 590
Total Deductibles (PF + GST): ₹ 590
In-Hand Amount: Loan Amount - Total Deductibles = ₹ 30,000 - 590 = ₹ 29,410
Total repayable Amount(Loan Amount + Interest): ₹ 32,250
Monthly EMI Repayable(Loan Amount + Interest / No of EMI’s): ₹ 10,750
PF + GST are deducted upfront during the loan disbursal.
Data Security via Secure Loan Application
Your data is safe with us. All the transactions are secured via 128-bit SSL encryption. Data is transferred over secured connections.
Contact Us:
For help or any other details about our personal loans, contact us at support@cashe.co.in
